Payments · facts read November 7, 2026
Stripe Connect
Stripe's product for platforms that take payments for, and pay out to, other people. Onboard providers, split each payment, keep your fee and pay the rest out.
- Free plan
- No monthly fee. Card fees as Stripe: 2.9% + 30¢ per domestic card charge. With Stripe handling pricing: no account, payout volume or per-payout fees.
- Paid from
- If you handle pricing: $2 per monthly active account, 0.25% + 25¢ per payout sent, and 0.25% of payout volume.
- Monthly cost at 1,000 users
- $0/month No monthly fee when Stripe handles pricing; $2 per monthly active provider account if you handle pricing. Plus 2.9% + 30¢ per card charge; if you handle pricing, also 0.25% + 25¢ per payout.
- Free plan allows commercial use
- Yes
- Open source
- No
- Self-hostable
- No
Source: Stripe Connect pricing, read November 7, 2026. Prices change; check the vendor's page before you commit.
Best for
- Marketplaces that pay out to sellers or providers
- Taking a percentage of each booking
- Provider identity checks (KYC) handled by Stripe
Watch out for
- Two pricing modes: if Stripe bills providers' fees directly, no extra account or payout fees; if you handle pricing, $2 per monthly active account plus 0.25% + 25¢ per payout.
- Instant payouts cost 1% of payout volume.
How Cuely scores Stripe Connect
The published scores, from −3 to +3, that decide when Cuely picks it. Method
- +3users pay each other and you take a cut. Splits each payment, holds your fee and pays providers out, with their onboarding and KYC.
- +1regulated or compliance-sensitive. Stripe verifies providers' identity (KYC) during onboarding.
- −1sells to businesses (organizations, roles, SSO). Plain Stripe is simpler when nobody else gets paid out.
- −2native iOS or Android app. Fine for real-world services booked in an app; not for digital goods inside iOS apps, which need in-app purchase.